Cubic³ and CarPay-Diem Launch FleetWallet³ in 12 European Countries
Expanding Seamless In-Vehicle Payments Across Europe: CarPay-Diem is proud to partner with Cubic³ to bring FleetWallet³, an AI-enabled in-vehicle payment solution, to our network of 5,300+ fuel retailers across 12 European countries. This collaboration means fleets can now enjoy secure, automated payments at the pump, integrated with existing fuel cards and telematics systems. FleetWallet³ helps prevent fraud, reduce costs, and simplify operations, delivering efficiency for haulage, delivery, corporate fleets, and shared mobility services. With Europe’s fleet market growing rapidly, this partnership ensures drivers and managers have access to the most advanced payment technology wherever they need it. Discover how we’re shaping the future of mobility
Cubic³and CarPay-Diem Launch FleetWallet³ in 12 European Countries
FleetWallet³, anAI-enabled in-vehicle payments platform, is now available at over 5,300 fuel retailersacross Europe
Dublin,24 November 2025: Cubic³,a global leader in software-defined vehicle (SDV) solutions, today announces astrategic partnership with CarPay-Diem to roll out FleetWallet³,its AI-enabled in-vehicle payments platform, across CarPay-Diem’s extensive European fuel retailer network.
FleetWallet³ is an AI-enabled in-vehicle payment solution that prevents fuel misuse and fraud. Compatible with all current fuel cards and telematics systems, it integrates seamlessly into existing fleet operations. Combining data intelligence with secure, hardware-free payments,FleetWallet³ sets a new benchmark in efficiency – cutting fuel costs by over10% through intelligent fraud prevention and automated reconciliation.
CarPay-Diem is a mobile fueling and digital marketing platform that enables seamless pay-at-pump transactions by integrating into any app or connected vehicle. Through this partnership, FleetWallet³ will now be available at more than 5,300fuel retailers across CarPay-Diem's network of 12 European countries, withfurther expansion across Europe scheduled for next year.
This network spans Austria, Belgium, Czech Republic, France, Germany, Hungary, Italy, Lithuania, Luxembourg, Netherlands, Poland, and Spain – supporting commercial fleets such as haulage and HGV, delivery services, corporate fleets, car sharing and emergency vehicles. CarPay-Diem partners with leading fuel brands such as Esso, with strong European coverage, and Certas, a major provider of HGV refueling. The company has also confirmed continued fuel retailer growth across Europe, including the UK and Ireland.
According to the European Automobile Manufacturers’ Association (ACEA)*, Europe’s fleet market is growing, with over30.2 million commercial vehicles – nearly half of which are concentrated in France, Italy, and Spain. Momentum remains strong, with Lithuania posting a 113% jump in commercial vehicle sales and Belgium a9.5% rise in registrations in early 2025**.
Paul Foley,Commercial Director of FleetWallet³, commented:
“This partnershipmarks a major step forward for FleetWallet³. Our work with GoCar Ireland proved our AI-enabled solution’s ability to prevent fuelmisuse and simplify payments for shared mobility fleets. Partnering with CarPay-Diem allows us to scale across Europe –supporting fleets where cross-border refuelling and services like washing,parking and tolling demand seamless, secure in-vehicle payment automation.Together, we’re cutting fuel abuse and boosting efficiency across Europe’sfast-growing commercial vehicle market.”
Frédéric Stiernon,CEO of CarPay-Diem, added:
“We’redelighted to partner with Cubic³ to bring FleetWallet³ to our European fuelretailer network. This collaboration enables us to deliver seamless, secure,and innovative in-vehicle payment experiences while supporting our continuedgrowth across the region. Together with Cubic³, we aim to ensure FleetWallet³users have in-vehicle payment access to fuelling wherever they need it.”
FleetWallet³Benefits for Fleet Management
- Intelligent, Adaptive Fraud Prevention – Real-time telematics and data analytics help fleets prevent theft and misuse, unlocking over 10% in fuel savings while minimizing manual reconciliation.
- Seamless, Secure and Automated Payments – Fully integrated, PSD2-compliant fleet payments enable hands-free management across Europe’s strictest financial and tax regulations.
- Real-Time Insights for Smarter Fleet Management – Transparent, data-driven reporting provides instant visibility into fleet performance and fuel consumption.
- Centralized, GDPR-Compliant Control – A single platform to manage vendors and services securely, simplifying operations across Europe’s diverse fuel and mobility networks.
- AI-Enabled Fleet Intelligence – FleetWallet³will leverage AI to evolve with every transaction, learning from vehicle data to predict needs, optimise costs, and enable intelligent connected services.
The Future of AI-Powered Fleet Intelligence
Looking ahead to 2026, Cubic³ is advancingFleetWallet³ with AI-powered fraud detection, Smart Transaction Intelligence, and predictive analytics. A new conversational assistant will let managers “talk to their data,” detect anomalies, and act instantly – building intelligence that helps forecast costs, cut emissions and drive real-time efficiency.
For more information, visit www.cubic3.com/product/fleetwallet and click here to request a demo.
